Pension: Five key points to consider before heading off into your retirement sunset

A fourth consideration, then, relates to the lifestyle a person aims to have when departing their working lives.

Ms Leiper stated Britons should be considering what type of holidays they wish to go on, if any, whether they want to run a car, and other aspects of their social life.

This, she says, should be thought about realistically, with pension saving planned around this so individuals can determine what they need.

Finally, Britons should check their State Pension entitlement, as while it is increasingly viewed as a safety net, it can prove a valuable source of income.


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